What is everyone's opinion on the Citi Smart Card? It's the one with no annual fee. It looks like a good card, but I don't really know much about citibank. Are they generous with increases, etc? Any information on the card and company is appreciated. Thanks.

I haven't applied for Citi Smart card and I have Sony Card,Click credit card with them over two yrs. The customer services is good and every three to six months they give you increase credit limit without hard inquiry. Last time they increase up to $1500.
By the way, if you don't have any previous account with them and they asked to sent the utility bill for address vertification. Citibank cards is a good card.



Ron.