To all who prayed and wished me well re the Citibank charge off that I posted a few days ago:
A lady from the Office of the President called me today and said that they updated the CRAs to have it deleted b/c it was paid and b/c it was so long ago. And Citi is sending me a letter stating such. Yay!!!!
I am so happy, so hopefully this wil clear the way for me to get some better CC offers with competitive balance transfer rates - and whittle that debt down to nothing!!!!!
Citibank has been VERY good to me and I doubt I'll ever give up my business with them.
Thanks to all on Creditnet. I never would have had this victory without all of you! :-)