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  1. #1
    $wealth$ is offline Senior Member
    Join Date
    May 2001
    Posts
    276
    In one week, I've received pre-approved gas card invitations from Citgo & Amoco, both of which are issued by Citibank(South Dakota), NA.

    Great...I really don't need another gas card, but would like to get a Citibank Gold or Platinum credit card.

    I have a prior CO with Citibank and haven't applied because it has been posted that they maintain a blacklist. But why have they been sending these other pre-approvals? Do you think I may have a chance at getting a Gold or Platinum card. If so, which of their many products may be easiest to get with a prior CO?

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  3. #2
    DaveLV is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,878

    Re: Citibank Pre-approved Gas Cards...

    I had a Citibank charge-off in 1996. I received an offer for the Associates Shell card last April and then was approved for two Citibank platinum cards last November.

    I don't know if the Shell card helped me, but I got the Citi cards without repaying the old charge-off.

    (Editor's Update: If you're looking for a Citibank gas card, check out our list of recommended gas rebate credit cards on Creditnet.com:

    http://www.creditnet.com/credit-cards/Reward/Gas_Rebate ... Consumers w/ good-to-excellent credit can save anywhere from 2 to 5 percent on gas purchases in the form of cash back.)

  4. #3
    lovellsh is offline Senior Member
    Join Date
    May 2002
    Posts
    105

    Re: Citibank Pre-approved Gas Cards...

    What kind of scores do you have to have for Citibank?

  5. #4
    nquisitive is offline Member
    Join Date
    Dec 2001
    Posts
    72

    Re: Citibank Pre-approved Gas Cards...

    I don't know if this will help or not but here is our "Citi-story".

    We got those pre-approved gas card offers back when they still showed as being from Associates (right at a year ago.) We took them and were given lines of $400 - $800. After 3-4 months we got a preapproved offer for a Phillips 66 Mastercard. Took it and got a $750 credit limit.

    At that time we were showing a $575 charge off with Citi from 1996 which was reporting on Experian.

    In November, we faxed a goodwill adjustment request to Citi and asked if we could pay the $575 and have the account reinstated or if they would note it as paid as agreed. (Or if there was anything else we could do to put us in good standing with Citi.) We referenced the gas cards which were by then Citi accounts and the excellent payment history on those and with all of our other creditors in the meantime.

    They responded about a week later and indicated they were deleting the tradeline entirely. (Didn't ask us to pay anything.)

    A couple of months later we did the BDD online and got a Platinum Select with a credit line of $17500.

    Just today I requested an APR reduction and got 9.65. We have since also gotten $8000 in additional tradelines with Citi since getting the Platinum Select. (We've only had it since January, and horror of horrors had to do a chargeback on a $3600 online purchase which they handled for us with no problem.)

    Needless to say, we think the folks at Citi are the greatest thing going.

    If those little gas cards allow you to get your foot in the door, I would highly recommend them. Those little nothing cards worked wonders for us!

    All the best!

  6. #5
    Ron
    Ron is offline Senior Member
    Join Date
    Mar 2000
    Posts
    2,729

    Re: Citibank Pre-approved Gas Cards

    I got pre-approval offers for Shell Credit Card from Associates National Bank (curently Citibank SD, NA). They approved me for $600 for purchases and $100 for cash advances limit. They didn't pulled any credit report and they just mailed me the card.


    Ron.

  7. #6
    $wealth$ is offline Senior Member
    Join Date
    May 2001
    Posts
    276

    Re: Citibank Pre-approved Gas Cards

    Thanks for all of the info. I may give it a try and apply for a Citibank Platinum card after I get the gas cards.

    Come to think of it, Citibank just dominates the market. I have an WaMu credit card which is/was issued buy The Associates, but now is owned by Citibank. I also have a Bailey, Banks, & Biddle credit card that is now issued by Citibank, because they bought out the previous issuer.

    Maybe, just maybe I have a chance at it:)

  8. #7
    DaveLV is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,878

    Re: Citibank Pre-approved Gas Cards

    I'm thrilled with Citibank right now -- just got my APR lowered from 12.65% to 6.65%. Get the gas cards and wait six months or so and then give them a try.

  9. #8
    Ladybug516 is offline Junior Member
    Join Date
    May 2002
    Posts
    19

    Re: Citibank Pre-approved Gas Cards

    BUMP

  10. #9
    charlieslex is offline Senior Member
    Join Date
    Nov 2001
    Posts
    1,723

    Re: Citibank Pre-approved Gas Cards

    What are the differences in the requirements between the Shell gas card and the Shell Mastercard? Charlie

  11. #10
    DaveLV is offline Senior Member
    Join Date
    Mar 2001
    Posts
    1,878

    Re: Citibank Pre-approved Gas Cards

    Shell gas card = Citibank
    Shell MasterCard = Chase

    You cannot really compare the two.

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