Collection reported differently by CRA's

Discussion in 'Credit Talk' started by katz55, Jul 21, 2008.

  1. katz55

    katz55 Active Member

    I have a collection account.The OC is bank of america.This dofd occurred in Dec.2005. BoA is not reporting any entries. However, 3 different collection agencies appear on my individual reports ( 1 on each). As it appears today, just pulled each individually:

    ON TU, it is LTD FINC SVC. original balance $1082---balance $1153
    On EQ, Federal Bond and collections. Original balance $1,064--balance $1305
    On Ex, it is FBCS. credit limit $1064---balance 1305

    all of the dates are different as well. My question is whether to first dispute with CRA's under inaccurate reporting category or to first validate with the CA's to see who is actually legally has the right to collect the debt.
     
  2. katz55

    katz55 Active Member

    forgot to thank in advance any and all feedback
     

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