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  1. #1
    abhishekpm is offline Newbie
    Join Date
    Mar 2005
    Posts
    1

    correct mistake with credit rating

    Hi everyone,
    here is my situation. I had pretty good credit history until about 4 months back. this is when I got a gap store credit card. about three months back, my check to this card reached them a day late. I was charged $10 late fees. Due to a change in my address I did not recieve any of their statements. so for 3 months the card kept on charging me $25 late fees every month and also reported me as delinquent. recently they called me about this situation and when I explained to them the circumstances, they took off all the late charges.
    my question is that how can I correct my delinquent status with all the credit reporting agencies now? Is there a way to ask GAP to explain the mistake so that it does not reflrct on my credit history..
    thanks a lot

  2. #2
    MikeMar is offline Junior Member
    Join Date
    Mar 2005
    Posts
    25

    correct mistake with credit rating

    I'm not an expert... so I could be wrong. Though if a credit company reports something... they can also have it removed. I've read of deals like that when paying cards off and whatnot.

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