On one of the threads in the past day or so I mentioned that I received an increase offer from Providian (Gold Visa). I said the offer was a $600 increase for a $99 fee. This is what the Providian rep told me. However, the letter arrived today. The offer is a $500 increase for $49. I had called them because last week I signed on and there was an unexpected $100 increase. I was told it was to offset the $99 fee for a $600 increase offer that was in the mail. As you can see I was given wrong information. Altogether I am receiving a $600 increase. But am paying $49 dollar for only $500 of the increase. The remaining $100 came without a fee. For someone with bad credit and no increases from Orchard nor DMB the $49 fee is OK!
RE: Correction...Providian Inc This is exactly what I posted about the $100 increase. And if the fee is only $49, it's probably worth it just to get your limit growing. I paid a 10% fee too, for my first big increase from Providian.
RE: Correction...Providian Inc It takes 2 minutes to get the $49-fee waived. Unless you make more than $49 in 2 minutes, it's well worth the call. Saar
RE: Correction...Providian Inc So that explains it. I got an increase without requesting it or being told about it. Not long after that, I got an offer for a credit increase. I thought it was strange since they had already given me one preiviously. I turned down the offer though. I'm trying to get out of debt right now. Once I get a bunch of stuff paid off, then maybe I'll accept it if they offer again. Ryanne http://www.angelfire.com/biz6/consumerhelp
