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  1. #1
    NumbSkull is offline Member
    Join Date
    Oct 2003
    Posts
    87

    Crapital One Validation Violation?

    Sent out a modified nutcase Validation request CMRRR.
    Got this back 7 days later:

    Thanks for your letter.
    Please send us the following info by (60 days after my 1st letter for Val Req)

    Any supporting info such as you credit report.

    A copy of this letter.

    A copy of your modified nutcase Val Req

    Additional items below:

    full 19 digit account number
    full 9 digit SSN
    Supporting documents such as CR showing the incorrect information
    The exact nature of yoiur dispute
    Date of birth
    Address on file with Crap One
    Current Address

    Remeber we can't take action on your request until you send us that stuff.
    Once we get your self valdating documents we will get back to you in 30 days.
    Signed,
    Crap One

    SO, what do I do in this situation? I had previously disputed with CA.

  2. #2
    jam237 is offline Senior Member
    Join Date
    May 2003
    Posts
    3,100

    Re: Crapital One Validation Violation?

    An OC is not required to provide validation, because in most circumstances an OC isn't bound by the FDCPA which is the only law that requires VALIDATION.
    --
    jam
    An educated consumer.
    Why Time Barred C&D = Delete
    Pulls and PRMs


    Daniel Webster: You seem to have an excellent acquaintance with the law, Sir.
    Scratch: Sir, that is no fault of mine. Where I come from, we have always gotten the pick of the Bar.
    The Devil and Daniel Webster, Stephen Vincent Benet

  3. #3
    NumbSkull is offline Member
    Join Date
    Oct 2003
    Posts
    87

    Re: Crapital One Validation Violation?

    Uh Oh! So looks like I have more reading to do. How do I nudge them towards delete?

  4. #4
    jam237 is offline Senior Member
    Join Date
    May 2003
    Posts
    3,100

    Re: Crapital One Validation Violation?

    Are there any factual errors in the reporting details?
    --
    jam
    An educated consumer.
    Why Time Barred C&D = Delete
    Pulls and PRMs


    Daniel Webster: You seem to have an excellent acquaintance with the law, Sir.
    Scratch: Sir, that is no fault of mine. Where I come from, we have always gotten the pick of the Bar.
    The Devil and Daniel Webster, Stephen Vincent Benet

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