cra's and corrections

Discussion in 'Credit Talk' started by Jenasea9, Aug 4, 2002.

  1. Jenasea9

    Jenasea9 Well-Known Member

    hello just wondering if there is anything more I can do to expedite this process...

    I have 16 student loans on experian that show 30 days late...I had an inschool deferment at the time and so never late...i disputed came back verified 6/21shock shock...called citibank and got a letter from them that they have sent the udf on 6/17 and 6/24 and it should be corrected as never late(citi stated the experian returned as undeliverable??). so called them and they sent another udf and i sent ccrr copy of citibank letter on their letterhead and signature because they stated I couldnt fax it to them. Is it usual for them to take another 30 days to investigate??

    tu is even better....they had 2 correctly listed and 14 not....disputed ...verified 7 of these and deleted the other 7.. did same with them as experian but faxed...they have changed the 7 verified accounts but are investigating the 7 deleted accounts for 30 day period wth??

    Along with these I have sent them also a copy of the udf to remove a 30 day late from my old ford loan.
    Equifax had the nerve to tell me that dont bother sending it as they cannot accept anything that I send that is must come from the reporting person. It is oFords udf with signature...she also stated it could take up to 45 days??

    I would like to expedite this because it is 17 negs that shouldnt be there...can I even do anything???
     
  2. longhair

    longhair Active Member

    With Equifax, I know if you FAX them the UDF they will change it. If you dont like what the person says to you on the phone, hang up and get another representative. I have had representatives to be very helpful and out right delete things to mean ones that dont know the law from a hole in the ground. I always have just hung up and got a differnet person when I was given a load of crap like that.
     

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