CRA's pulled in Texas?

Discussion in 'Credit Talk' started by Christi, Feb 6, 2002.

  1. Christi

    Christi Well-Known Member

    Using millcbs.com didn't help much. Who pulls TU only in Texas? If what I heard today was right I have a clean TU report in the mail from California to me right now :)
     
  2. Ron

    Ron Well-Known Member


    Christi,


    Citibank,Citibank USA, Diners Club, Bank Of America, Diners Club, Conseco Finance, HRS/Best Buy, HRS/CompUSA pull credit from TU.



    Ron.
     
  3. Christi

    Christi Well-Known Member

    Best Buy and Citi both pull EQ in Texas :( Hubby got Best Buy Saturday and I have Citi inquiry on EQ from 2001.
     
  4. Ron

    Ron Well-Known Member

    Christi,

    I guess it is regional and it is different from the different part of the Texas. I guess it is not the same.



    Ron.
     
  5. dtembe

    dtembe Active Member

    Christi,
    I am in Dallas and my best report is Experian.
    I know for sure that Texans Credit Union pulls Experian.
    Amex. pulled equifax for me last month.
    My other CU Community Credit Union pulls only Equifax.
    FCNB ( I have 3 cards from them ) pulled TU each time.
    Hope this helps.
    Dan
     
  6. Christi

    Christi Well-Known Member

    I'm bumping this and adding Experian to the question. They are ready to settle out of court and I only have 5 negatives and I asked for deletion of all 5. I know State Farm Visa pulls EX in Texas. Any others for TU or Experian?
     
  7. charlieslex

    charlieslex Well-Known Member

    Christi, What kind of cards have you gotten pulling Experian, only? I live in San Antonio and my score is only a few points higher than yours. I thought I would apply for the ones that you've been approved for. Thanks in advace. Charlie
     
  8. cnswift

    cnswift Well-Known Member

    I'm located in Texas myself and recently I've applied for Citi Silver, Chevron, Orchard Bank and another Cap 1 card. Here's what they pulled:

    Cap 1: Experian, Trans Union (Several Account Reviews with Equifax though, but no hards)

    Chevron: Equifax Only

    Orchard: Experian Only

    Citi Silver: Experian Only

    --
    cnswift
     
  9. charlieslex

    charlieslex Well-Known Member

    Were you approved and what was your score? What did Citi give you for a CL? Charlie
     
  10. keltexx

    keltexx Well-Known Member

    I have to say that I get mostly Experians and EQ. I don't know of ANYONE that pulls TU (unfortunately, this is my best report!) exclusively.

    I will continue reporting to Millscbs.com though-and encourage all Texans to do so, because there doesn't look like many of us have been recording info there....
     
  11. Christi

    Christi Well-Known Member

    I will pull out old reports tonite and see who did inquiries back when I was applying. I have reports back to 1999. I will post those on millcbs.com as well. Thanks for all who answered :)
     
  12. jshimmer

    jshimmer Well-Known Member

    If the inquiries are 3 years old, do NOT add them to millcbs.com. Remember, companies often change which CRA's they are using. Adding 3 year old inquiries might provide the WRONG information for someone coming along looking for what those companies are doing TODAY.
     
  13. Christi

    Christi Well-Known Member

    John,

    Thanks for clarifying that, it would have taken alot of time to enter all of those. :)
     

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