Had a chat with Citibank the other day and told them I was thinking about leaving.
Of course, they offered to reduce my interest rate.
I am now at a 1.9 plus prime.
When people say that they have a 9.9% interest rate, do they mean its 9.9% TOTAL or 9.9% PLUS prime?
Whats the prime at now, or what has the standard prime rate been for the last few months?