I have a credit card with household bank that i have been paying on time. If i pay the minimum amount due do they report to the CA every month, or do they only report if i used card for that month.
This is a CA account??? Or do you mean CRA??? If you are asking about a CRA...they report what they are told to report by HOUSEHOLD...they report the balance...the credit limit...the high balance...and if you are late... They can report every month...every-other-month...or WHEN-EVER they want...they can report only months you have a balance...or not Some REPORT EVERY-SINGLE-MONTH...even if you don't use the card... YMMV