Credit Karma -- Are offers legitiamte?

Discussion in 'Credit Talk' started by Nexus22, Apr 1, 2014.

  1. Nexus22

    Nexus22 Active Member

    I got a note from Credit Karma, me of possible CC's and loans that I qualify for and that I have a really good chance of approval. Is this legitimate. I know that it's owned by TU or a TU partner, -- gave me a score of 675 -- Is this FAKO? How legitimate are those offers? -- Just not sure about wasting an inquiry and whether or not I should trust the CC offers.

    I sincerely appreciate any help or insight --
     
  2. jam237

    jam237 Well-Known Member

    Any site not of FI would be a FAKO of some kind.

    CK does the same as a CRA would to determine what firm offers of credit or insurance you would qualify for. The only difference between them is unlike the CRAs selling your info to the creditors, they give you the information about the creditors... In exchange for compensation when an offer is accepted, most likely...
     

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