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Credit One Bank?
Does anyone have this credit card?TIA
They're junk. Stay away if you can get something else.
I have one, I find them to be pretty good, They gave me a $200 credit limit and I get to see my credit score for free (it takes about 2 months for it to be available) there is an annual fee of I think $58? And they do charge almost $8 for online payments. There is also a $6.50 monthly charge but if you are looking for unsecured credit and you have very bad credit, they are decent, along with Orchard bank. They are way better than any other rip off card I've seen advertised such as Premier bank and Continental finance and Centennial.
You call that pretty good???
Originally Posted by pudgy7
$200 starting limt/annual fee of $58
$6.50 monthly account maintenance fee
$8.00 charge for making a onetime online payment. Stamps right now only cost 41 cents, 42 cents come May 12.
These folks are on the same level as First Premier, C/F and Centennial.
It would seem logical to stop doing whatever it is that is making your credit so bad that you think that the above makes any sense at all. In the mean time, if you need a card, perhaps something prepaid will do.
Originally Posted by greg1045
In a nutshell, again, they're bad.
Work on your credit flaws first, raise your scores, and then get something worth having.
**Sorry to hijack**Ummm dang I have C/F and my card expires in 9/08 what will they renew it or what? I really dont wanna keep them.
They will likely renew it, you have to tell them not to.
Credit One Bank is part of "Sherman Companies"
Ok if I dont want them to renew it, will it show as a closed account on my account on my CR and is that bad?
Originally Posted by jlynn