Credit One Bank? - Credit Repair Forum from Creditnet
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  1. #1
    acegirl is offline Senior Member
    Join Date
    May 2001
    Posts
    112

    Credit One Bank?

    Does anyone have this credit card?TIA

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  3. #2
    apexcrsrv is offline Registered User
    Join Date
    Nov 2006
    Posts
    2,558
    They're junk. Stay away if you can get something else.

  4. #3
    pudgy7 is offline Junior Member
    Join Date
    Feb 2008
    Posts
    12
    I have one, I find them to be pretty good, They gave me a $200 credit limit and I get to see my credit score for free (it takes about 2 months for it to be available) there is an annual fee of I think $58? And they do charge almost $8 for online payments. There is also a $6.50 monthly charge but if you are looking for unsecured credit and you have very bad credit, they are decent, along with Orchard bank. They are way better than any other rip off card I've seen advertised such as Premier bank and Continental finance and Centennial.

  5. #4
    greg1045 is offline Senior Member
    Join Date
    Aug 2007
    Posts
    881
    Quote Originally Posted by pudgy7 View Post
    I have one, I find them to be pretty good, They gave me a $200 credit limit and I get to see my credit score for free (it takes about 2 months for it to be available) there is an annual fee of I think $58? And they do charge almost $8 for online payments. There is also a $6.50 monthly charge but if you are looking for unsecured credit and you have very bad credit, they are decent, along with Orchard bank. They are way better than any other rip off card I've seen advertised such as Premier bank and Continental finance and Centennial.
    You call that pretty good???
    $200 starting limt/annual fee of $58
    $6.50 monthly account maintenance fee
    $8.00 charge for making a onetime online payment. Stamps right now only cost 41 cents, 42 cents come May 12.

    These folks are on the same level as First Premier, C/F and Centennial.

  6. #5
    Dumb Bob is offline Senior Member
    Join Date
    Dec 2007
    Posts
    494
    Quote Originally Posted by greg1045 View Post
    You call that pretty good???
    $200 starting limt/annual fee of $58
    $6.50 monthly account maintenance fee
    $8.00 charge for making a onetime online payment. Stamps right now only cost 41 cents, 42 cents come May 12.

    These folks are on the same level as First Premier, C/F and Centennial.
    It would seem logical to stop doing whatever it is that is making your credit so bad that you think that the above makes any sense at all. In the mean time, if you need a card, perhaps something prepaid will do.

  7. #6
    apexcrsrv is offline Registered User
    Join Date
    Nov 2006
    Posts
    2,558
    In a nutshell, again, they're bad.

    Work on your credit flaws first, raise your scores, and then get something worth having.

  8. #7
    lhawkins is offline Newbie
    Join Date
    Apr 2008
    Location
    Houston
    Posts
    9
    **Sorry to hijack**Ummm dang I have C/F and my card expires in 9/08 what will they renew it or what? I really dont wanna keep them.

  9. #8
    jlynn is offline Senior Member
    Join Date
    Sep 2002
    Location
    Texas
    Posts
    6,201
    They will likely renew it, you have to tell them not to.

  10. #9
    MannyL is offline Senior Member
    Join Date
    Jul 2004
    Posts
    100
    Credit One Bank is part of "Sherman Companies"

  11. #10
    lhawkins is offline Newbie
    Join Date
    Apr 2008
    Location
    Houston
    Posts
    9
    Quote Originally Posted by jlynn View Post
    They will likely renew it, you have to tell them not to.
    Ok if I dont want them to renew it, will it show as a closed account on my account on my CR and is that bad?

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