I'm sure you have seen the companies that charge $1500-2000 to do this. I actually just saw a company that will supply you with a new CPN and add seasoned tradelines for a FICO of 700+ for $1500....I would post their link, but I don't want to advertise for a possible scam. From what I've read, however, is that you set up a business account and the CPN is provided after you apply for it. Furthermore, here is a direct quote from better business burea: "Fraudulent credit repair companies may claim that they can remove negative information from your credit report. Or they may encourage you to create a "new" credit report or identity by applying for an Employer Identification Number (EIN) to use instead of your social security number. An EIN is used primarily by businesses, and obtaining an EIN under false pretenses is a crime. A credit repair company cannot remove negative, but accurate, information on your credit report. It will be removed only after the required amount of time as stated in the Fair Credit Reporting Act. For example, records of bankruptcy can remain on a your credit report for 10 years and foreclosures are reported for seven years."
