I have another question about CreditExpert.com.
The following installment loans are being reported under "Monthly Payments:"

INSTALLMENT LOANS
----------------------
KEYBANK USA:
UNION BANK:
GLHEC/CITIBANK N A: (Student Loan)
NELNET LNS: (Student Loan)
NELNET LNS: (Student Loan)

The last three (3) are deferred - and stated as deferred in the credit report - and I am not making payments on. Why are they counting them and their "monthly estimates" as part of my Monthly Payment?? I don't think they did that before.

I have two (2) other loans like the three above but they are not listed under Installment Loans.

Please help with any advice you may provide, as I can't dispute as of yet as I have several other disputes happening right now, so I must be patient.

-Gavenraj