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Old 11.11.2007, 10:45
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Join Date: Oct 2007
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Default Judgement

Question ? If someone falsely get a default judgement against you, and it it vacated by the courts, can you have that TL removed from your CR with the proof it was vacated, or does it stay there?
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Old 11.11.2007, 12:25
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Join Date: Jul 2003
Posts: 2,133
Quote:
Originally Posted by MsLawdy View Post
Question ? If someone falsely get a default judgement against you, and it it vacated by the courts, can you have that TL removed from your CR with the proof it was vacated, or does it stay there?
If it was vacated, then the TL for the judgement shold be removed (with the evidence). But, sometimes you have to do the work of others, so dispute it w/CRAs.
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Old 11.11.2007, 16:57
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thank you I do have the evidence.
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Old 11.26.2007, 13:14
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Join Date: May 2000
Posts: 469
Quote:
Originally Posted by bizwiz41 View Post
If it was vacated, then the TL for the judgement shold be removed (with the evidence).
If the judgment is vacated, then you can get the entry for the judgment removed from your credit histories.

However, the trade line from the original account is a separate matter. Just because the judgment was vacated doesn't mean that the account itself can/will be removed. Point being, a vacated judgment does not necessarily mean the account is not (still) being reported accurately.

For example, if the judgment was vacated because you weren't properly notified of the hearing, that doesn't release you from liablity for the original account debt - it just means they have to retry their civil efforts to obtain a judgment.
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