Thread: Dell Financial Services FYI...

Bought a laptop from Dell in nov 02 with a Dell Preferred Account (1500 credit line). paid it off in 3 months. As many of you know and I recently discovered they pull a hard inquiry but don't report an account in good standing to the CRA's. I called them today and requested they report and was informed that they would send my info the next time they reported i.e. within 30 days. Will keep you updated.

I got my Dell desktop in Oct 01 from DFS on an installment account, it reported to both EXP and EQF but not TU. I paid it off early and wanted to replace my Palm 305 with their Axim in Dec 02 got my installment loan replaced with a $1500 revolving account with Dell Preferred Accounts that reports to both EXP and EQF just like my paid installment did.

One small problem, once they report they seem to only update every three months or so. I did sent a request to report to TU but got a reject letter stating that they do not report to TU. As Meatloaf said "Two out of three ain't bad" ;~)