Re: dept store credit limits
In all seriousness, the CLs for both the higher end and average stores are about the same, but the higher end stores are more willing to increase it (or let you go over) without penalty.
Eg. I want to buy a $1500 coat at Hechts my CL is $1200. Hecht's says tough.
I want to buy the same coat at Saks my CL is $1200. Saks say no problem.
I think the higher end stores realize the type of customer that they are attracting and they are alot more leinent than the average department store. This is also why you can be two weeks late for paying your Neiman Marcus bill and you won't receive any phone call, but L&T will contact you the day it is due. With N.M. you also won't receive a scratch on your credit report, until it hits about 60-90 over. Money talks. ;)
To repeat what others have said requires education; to challenge it, requires brains. (Mary Pettibone Poole)