Quote:
Originally Posted by jam237
More than likely there really is an attorney.
|
Somewhere? Probably. Is the person who called a real attorney? That's less likely, but who knows? There is a glut of lawyers in America so some of them could be doubling as collection agency agents.
Quote:
|
Most cases of CAs being sued for falsely represent that the communication is from an attorney, is from facsimile signatures showing that the 'attorney' had insignificant interaction with the case file to justify the use of an attorney letterhead.
|
But written communication is where most FDCPA cases go because that can be proved, not because there aren't other violations. One reason that CAs don't want to write anything down is because they can be sued for it, better to call you up and claim to be an attorney. How are you going to prove that the person really claimed that? They'll deny it, never happened. It's a variation on that Vegas line, "What happens on the phone, stays on the phone".