Thread: did I not read here that...

Risk management is not bonded to collect in the state of Texas? If anyone has a link that would tell me what CA's are it would be much appreciated! Thank you!

From what I understand from reading other posts in the past you have to send a request to the AG in Texas and pay him $5 or $10, don't remember which it is.

Maybe somebody from Texas who knows can give you the straight story.

no no no...:)

I just called the secretary of state yesterday and spoke with Nina Weston. (pronounces n-eye-na). She is the one to ask. Someone in her office was able to look up 3 ca's for me right over the telephone. Not sure if risk management is or not. Only 1 of the 3 I called about was bonded here in TX

Someone posted her # yesterday or the day before. Do a search on Nina Weston.

Thanks for the replies. Nik which CA's did you call about if you do nt mind me asking? Thanks again!

RMA is bonded :(

They are after me.

Cheese it, Louie, here comes the RMA!

RMA = Royal Mounted $$$holes?????
LOL

LMAO, Bill...

One was CBSJ-Collection Bureau of San Jose

The other (in WA) is Everett Associates of Credit M-something. The full name doesnt show on my credit report. But, they also go by EACM.

These guys arent bonded in TX. If my disputes come back verified, I will send them estoppel for deletion of paid ca accts. Then, we'll see what happens after that.

How would estoppel apply to that situation?

Good point, Bill.

Well, it doesnt apply to THIS situation...this is further leverage if they continue to report. Estoppel totally applies to the original situation. the bonding thing is just a back-up plan I am sitting on for a while.

I have 3 paid collections. A little time has gone by, so I am sending estoppel to see if I can get them to delete. They can keep the money, I dont care.

Estoppel is perfect for these guys. If they dont respond, THEN my plan will switch to use this levrage to see if they will delete.

Well, it doesnt apply to THIS situation...

OK. Well I could not see how it would apply either. That is why I asked.

this is further leverage if they continue to report.

Ok. If it don't apply then how is it going to add leverage?

Estoppel totally applies to the original situation.

OK. in what way does it apply to the original situation?

Estoppel is perfect for these guys.

Again, I fail to see how Estoppel would apply.

If they dont respond, THEN my plan will switch to use this levrage to see if they will delete.

And how do you plan to use the bonding thing as leverage? In most states consumers do not have the right of private action in cases where collection agencies are not bonded nor licensed nor in violation of the state's laws regarding such things. The AG for that state is the only one who has any right of action in such matters.

I've had enough of this silly estoppel letter invented by some internet glue-rue who didn't have the foggiest idea what estoppel is nor how to use it properly.

I have just now completed a thorough investigation of the matter of estoppel and have devised an estoppel letter which does not mention any silly Englehardt v. Gravens cases and is on point, does apply and at least stands a crying chance of getting their attention and the matter resolved in an equitable manner.