They sent my brother a letter about MY DISPUTE! He called and told them he did not write it, that he and I are two entirely different people! They said he had to have written it because he is the only person at that address with a reason to contact them. This is how STUPID this company is: I dispute an inquiry from May 2000. He opens an account July 2001. Why would he dispute an inquiry from May 2000 when he got pre approved in June 2001? Now I'm afraid they'll cancel his account. I wrote a letter to PlanetFeedback.com, and also sending a certified copy. They told him since he had an account they can't delete any inquiries for the household. They told him they had no record of any kind on me and refused to talk to me. His name is "John Doe Smith" Mine is "Sarah Jane Smith" His birthdate is in 1981 Mine is in 1979 His credit is stellar. Mine is average. I am really pissed off, and am sick of my brother yelling about it. He is scared they are going to cancel him. By the way, they wrote only CRAs can delete wrongful inquiries or account info! Liars. Steph
I DON'T THINK THEY CANCEL ACCOUNTS UNLESS YOU DON'T PAY, or you lose the card, or are a constantly "slow pay"...
From reading this board, the fear he has is: Since they stupidly think he disputed an inquiry from them, that they'll tag his account as possible fraud. Steph