Thread: E-Loan

Does anyone know who E-loan pulls? I see people who have there E-loan score listed in their signature....where did that come from? I think my car is ready to blow and I'm hoping to get approved through them.

The score for E-Loan is generated from your TU CR. A lot of people on this website claim that the E-Loan score is closer to your actual FICO score than TU's scoring (which isn't exactly FICO). You are able to get a free credit score by going to their website:

www.eloan.com

I don't know who they pull when they extend credit to someone, but this link may help:

http://a1248.svwh.net/BoardFAQ.htm#CRAList

They pulled my equifax for the auto loan.

If i check my credit score with E-loan is that considered a hard inquiry?

Originally posted by Maisy
If i check my credit score with E-loan is that considered a hard inquiry?

nope. it's a soft inquiry - no effect on your score

Truecredit is also TU, but it's a hard inquiry. In process of disputing it off

TrueCredit is a hard inquiry???

That is awful, I have been using them to get a 3 bureau merged report!

How many times can you go into Eloan. I went in 5/20/02 but when I try today, I only get 5/20 information. How can I get an update?

Originally posted by tinaboo
How many times can you go into Eloan. I went in 5/20/02 but when I try today, I only get 5/20 information. How can I get an update?

Sign up for another account with New username / password but same info. You'll get a fresh score.

I applied twice with them and they pulled Experian and then Equifax. Both were mortagage loans.