KC Paul,

I have ordered all the reports. E-Loans deals only with TU, per their site, I just looked it up. There are not 13 late accounts on the TU report. Most of the collections are medical and have ins. claims pending, as soon as they post to the OC I will pay any difference to the CA with the condition that they delete any reporting to all three agencys in writing. I am learning. My question is does the three charge offs, which were paid for reduced rates, from 95-96, show up somehow.