I've been reading old posts, and it seems most people have a significantly higher Eloan score than their TU "fake" score. I'm the reverse -- TU is giving me a 687, and Eloan has me at 614 -- this worries me. I want to pull the TU FICO score to see what's real, but am afraid of the INQ (though the last one when I did pull it seems to have fallen off my report...) I'm thinking that perhaps the Eloan score is more geared towards credit cards, and the only derogs left on my file are lates on an MBNA account. Does this make sense to anyone out there?
