EQU Disputes-NO SCORE Change (Part2

**mrmagoo** · 01.20.2003, 07:48

Almost a week has past since I disputed 3 collection items on my EQU report. They all show up as DISPUTED BY CONSUMER-REINVESTIGATION IN PROGRESS on my reports, but absolutely not even a single point change in my score.

The derogs are all old and PAID collections. However, when I pull my FICO, it even mentions that the derogs are the top negative reason for my score.

Any ideas about all of this? It is MADDENING!

**mrmagoo** · 01.20.2003, 16:09

Anyone want to at least venture a guess on this??
I do not understand it!

**mrmagoo** · 01.20.2003, 16:09

Bump, Bump

**helpwanted** · 01.20.2003, 18:32

mine has done the same thing. It NEVER changes my score to have the account in dispute. I think EQ will show the account in dispute to creditors, but possibly NOT to us?????? I don't know...

Also, if you dispute it, you need to get a new credit report and score, otherwise you are just viewing the same report over and over again!

**helpwanted** · 01.20.2003, 18:41

mine has done the same thing. It NEVER changes my score to have the account in dispute. I think EQ will show the account in dispute to creditors, but possibly NOT to us?????? I don't know...

Also, if you dispute it, you need to get a new credit report and score, otherwise you are just viewing the same report over and over again!

**mrmagoo** · 01.20.2003, 19:05

I suspect that the report creditors see may be different since I was recently approved for a couple of cards, despite my score and derogs.

I wonder what I would get if I pulled my score from one of those 3-report outfits like QSpace?

**helpwanted** · 01.20.2003, 19:13

hmmm, good question, but why risk it?

I wouldn't worry about it. If you are being approved for cards etc...., why risk the inquiry and credit score drop.

Thats my guess...