Ok, I called last week to have some address and name variations deleted. Received confirmation in the mail from EX that the deleted the addresses and name variations but they also DELETED my SS#. What type of impact will that have????
Well, it depends on how you look at it. Now Ex can't validate any information on your reports because they can't re-enter the SS# on your report. You can now ask for deletion of any negs as 'not mine'. The downside is you can't apply for new credit if they pull Experian. J/K I'm sure they will stick it back on when a creditor updates.
So perhaps.. contest all negatives and get as many as possible deleted, then wait for the SS to pop back in. Or if it doesn't, update it later yourself.
Actually, they probably haven't. I got the same letter after I had some addresses deleted and I called Experian to see what was going on. What they told me is that each address (or maybe only some addresses... it wasn't clear when I spoke with the rep) has a social security number associated with it. When they delete the address they also delete the associated SS number. Since your current address almost certainly also has your SS number associated with it then your SS number is still intact on your experian report... they just deleted duplicate references to it. HTH, Brett