EXP-Credit Expert, Disputes & Score

**mcen0012** · 04.24.2002, 17:01

Once and for all - does Experian's CreditExpert Credit Manager use currently disputed accounts in its formula for their score?

I searched for the answer and I found it answered both yes and no by many different people over the months.

Thanks in advance for the people who answer based on their actual experience!

Tom

**T-Man** · 04.24.2002, 17:12

I have not seen any change in my Credit Expert score since I disputed on line 3 days ago. Therefore I don't think an item in dispute has any effect on your score unless it is deleted or updated once the investigation has concluded.

T-Man

**mcen0012** · 04.24.2002, 17:21

Thanks for the quick answer.

Does disputing seem to change anything else on your report? It seems to have decreased by one my number of derogatory accounts. I'm wondering if this change is reflective of my dispute?

**radiohead** · 04.24.2002, 17:35

Originally posted by mcen0012
Thanks for the quick answer.

Does disputing seem to change anything else on your report? It seems to have decreased by one my number of derogatory accounts. I'm wondering if this change is reflective of my dispute?

Yes, it will change your CE # of derog accounts.

**matt_r** · 04.24.2002, 17:36

No this seems to always have been a problem with CE. On my home screen (the screen that displays the score) the info on the left side of the screen has always been whacked out (number of negative accounts, etc).