I sent exp a letter citing my 3 attempts to verify a debt and demanding full deletion. How long do they have to respond?
Its already been over 10 days and they havent started an investigation, deleated the tradeline or put a note on the report saying that the account is in dispute.
Arent they already in violation? Which violations specifically?
What responses have you received from them on similar requests?
What should my next step be.
Second letter with violations listed?
Any good suggestions for letters?