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Experian Inquiries

Discussion in 'Credit Talk' started by Berru, Apr 4, 2008.

  1. Apr 4, 2008 #1
    Berru

    Berru Well-Known Member

    Whats the best way do get them removed????

    Whats Inquiries shared with others and shared only with you!!

    Thanks for all the help!!!!!!!!!
     
  3. Apr 4, 2008 #2
    ccbob

    ccbob Well-Known Member

    I think divine intervention has the best results.
     
  4. Apr 4, 2008 #3
    jlynn

    jlynn Well-Known Member

    Have to agree with CCBob on that one

    Thanks for all the help!!!!!!!!![/QUOTE]Shared with others are hard inquiries. Anyone pulling your report can see them, and they do affect your credit score.

    Shared only with you - just what it says. Only you can see them. They are generally review inquiries by current creditors, promotional inquiries, etc. They do not affect your score.
     
  5. Apr 4, 2008 #4
    fico4cash

    fico4cash Member

    What about inquiries from a CA when there are no collections on the persons report? How can they have permissable purpose? Can Experian be compelled to remove inquiries in this situation? If so, how?

    NG
     
  6. Apr 4, 2008 #5
    apexcrsrv

    apexcrsrv Well-Known Member

    Sure, sue them. Good luck proving up damages for inquiries alone. Not saying it's impossible rather, unlikely.

    It's an FCRA violation that they fail to re-investigate them but, absent fraud or an allegation of such, they just won't.

    Read the FCRA regarding permissible purposes. A debt collector doesn't have to have an account tradeline present to access your reports.
     

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