Thread: FAKO takes a 200 point dump!

UUGHHHH...

I have had several (23 derogs) deleted from my tu report.

Checked back and they have reinserted some really old tuff...BUT they reinserted it with dates as current as last month.

2 charge -offs originally from 99...new date is 2/2003
2 collections from 99...new date is 10/02 (duplicate account held by differennt ca's.

I am pretty livid...

Had faco of 648...now it is (gulp) 448. WHata CROCK!!!

Not sure now how to go back and get dates right. I have old reports from before they were deleted that show correct dates, but if I call tu, then here we go again with the same old game...GRRRRRR

Originally posted by four20nik
UUGHHHH...

Not sure now how to go back and get dates right. I have old reports from before they were deleted that show correct dates, but if I call tu, then here we go again with the same old game...GRRRRRR

The game has to be played. Sorry.

That really sucks. But you would have a good suit if you have to go that far IMO.

Thanks for the encouragement...

sometimes this crap just makes you want to fling all the papers/files in the air and go illegally change your ss#...JUST KIDDING!!

You guys are the little soldiers rolling a stone uphill (that would be ME, lol) Thanks for the support.

Do you (or anyone) have a fax number for the Special Handling department?

I have a fax#, but I think it is a general number. On your fax cover sheet. put in big letters:
ATTN SPECIAL HANDLING Dept.

714-447-6032

I attn my stuff this way and it is forwarded to the right dept.

I'd send them a copy of your old reports along with the new one with some choice snipets of the FCRA.

Give them 72 hours.

Good call...sometimes I get so pissed, lol, it is better that I wait until I cool down so I dont shot myself in the foot. Of course, I know they wont respond within 72 hours...I'll probably get a form letter response.

So, help me out here...sorry, I am so flustered, cant think straight...

What exactly have they violated, if anything?
I got my 5 day reinsertion notice.
It may not be tu's fault all of this info has come back with the wrong dates.

I will send them an old report with the correct dates on it, saying that the chargeoff date may not be updated, etc. Just want to be sure I am clear and concise when I give them 72 hours to respond...need to make sure that I am 100% correct and right on the mark, in case I need to follow-up with a petition.

Please help guys!

Luv Y'all!

They are reporting a grave inaccuracy- showing an item originally COd in 1999 and recent as 4 months ago.

Will start piecing together a letter w/ statutes (grumble grumble)

This is SOOO frustrating. On the other hand, divine intervention helped us to sign on our truck 3 days before reinsertion. Geez...