Well, I'm in the process of refinancing my house for a lower rate and probably some cash out. I got the scores from the credit report the mortgage broker pulled and compared them to my scores from PrivacyGuard. Here we go: Equifax Mortgage report 709 PG before mortgage pull 712 PG after mortgage pull 710 So that one is pretty close. TransUnion Mortgage report 692 PG before mortgage pull 718 PG after mortgage pull 715 Experian Mortgage report 689 PG before mortgage pull 712 PG after mortgage pull 710 Only Equifax is really close. Also, I found it interesting that the inquiry cost me 2 points on Equifax and Experian but 3 points on TU. Just my observations. In my case my PG scores were higher, although some people have found them to be lower.
I'll throw my info in. The only one I know for sure is Transunion. Pulled straight from TU website - 649 PG - 593 I am hoping that my other scores are higher in reality than on PG too, since all 3 CBs have similar info and similar PG scores.
