Would you like to know which credit bureau will be pulled by a creditor if you apply for credit? This may help...
In another thread, someone referenced an Excel database file which was based upon the data publicly posted on the now-defunct millcbs.com web site. (In case someone new is reading this, that site invited consumers to post information regarding which CRAs were used by which creditors with respect to credit application inquiries.) Hundreds of consumers -- including myself and many of the people reading this -- generously provided the data which that web site made available to the public via a web-based database. That data is included in the file I posted.
Quick Q&A... How did you get this data, PsychDoc? Answer: On that web site, there was an option to "SEARCH ALL" with no criteria. The result was the full list of inquiries. I simply inserted that publicly available data into an interactive Excel spreadsheet for my own use. When the site went out of business, I realized that the data would still be useful to others.
I will update the Excel database frequently if others will post details of their inquiries to that site:
1) The name of the creditor.
2) Which CRA they pulled (Equifax, Experian, or Trans Union).
3) Your state.
4) If you know it, your credit score when the inquiry was pulled.
I hope this helps someone!