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  1. #1
    Janet is offline Senior Member
    Join Date
    Dec 2001
    Posts
    109
    Has anyone heard of the collection agency Northland Group, Inc? They're the collection agency for Fingerhut. On my credit reports, Fingerhut is listed as collections but I don't see anywhere where it has Northland Group, Inc as the collection agency on my credit report. I sent the validation letter to Northland Group, Inc instead of Fingerhut because they were the ones that sent me a letter stating that they were assigned to the Fingerhut account. Should I have just sent Fingerhut the validation instead of the ca?
    Thanks for any help!!

    Janet

  2.  
  3. #2
    mindcrime2 is offline Senior Member
    Join Date
    Nov 2001
    Posts
    1,997

    Re: Fingerhut Collection

    Originally posted by Janet
    Has anyone heard of the collection agency Northland Group, Inc? They're the collection agency for Fingerhut. On my credit reports, Fingerhut is listed as collections but I don't see anywhere where it has Northland Group, Inc as the collection agency on my credit report. I sent the validation letter to Northland Group, Inc instead of Fingerhut because they were the ones that sent me a letter stating that they were assigned to the Fingerhut account. Should I have just sent Fingerhut the validation instead of the ca?
    Thanks for any help!!

    Janet

    Nope, you did the right thing. They're the ones attempting to collect the debt from you, they're the ones who have to prove it.
    ~mindcrime~
    A.K.A. MC2
    It's all in your mind, or is it?
    Notice to Collection Agencies: CN is about to kick you back into the dot-matrix age.

  4. #3
    Janet is offline Senior Member
    Join Date
    Dec 2001
    Posts
    109

    Re: Fingerhut Collection

    Thanks Mindcrime2. I was getting confused a little because it just has Fingerhut on my credit reports and no other names. Usually when one of my accounts go to a collection agency, they either have a duplicate with the ca's name and company's name or they just have the collection agency's name with the debt and the company below it.
    Northland received my validation letter on January 7th (got green card back!) and I still haven't heard from them so that's a good thing!!
    Thanks again!!

    Janet

  5. #4
    mindcrime2 is offline Senior Member
    Join Date
    Nov 2001
    Posts
    1,997

    Re: Fingerhut Collection

    You're welcome. BTW this CA cannot legally report on your credit report yet. That's the whole concept behind the validation ltr. As long as you've sent it to them within 30 days of receiving their collection ltr, and you respond before 30 days is up (glad to hear you sent your letter CRRR) they cannot (legally) report to the CRA's until they validate. If they don't respond after 31 days, send the estoppel ltr, then you'll have plenty of ammo to go after them if they put the collection on your report.
    ~mindcrime~
    A.K.A. MC2
    It's all in your mind, or is it?
    Notice to Collection Agencies: CN is about to kick you back into the dot-matrix age.

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