I got a First Premier card over a year ago with a crummy $250 limit. I thought it would be a good card to help rebuild my credit.
I pay more than the minimum payment every month, use the card regularly and have paid it down to a zero balance several times in the past 13 months.
Last week, I called about getting a credit increase and they said it would be sent to the credit department.
I got a letter today that says that I was denied an increase! What a bunch of crap.
I will be paying off the balance and cancelling this card this week! No sense wasting my time with them.