Re: Foreclosure Reporting Question
Originally posted by codeman
I have a foreclosure that is being reported differently at the 3 CRA's and just wanted to get your input.
EXP shows Allied Group Mortgage "foreclosure as of 6/2001" with "90 days as of 1/2001" "Last Reported 6/2001"
EQ shows Nationwide Home Mortgage "Foreclosure" with last activity of 3/2000 "Reported 5/2001"
TU shows Nationwide Home Mortgage "Foreclosure" "Account closed 11/2000" "Updated 5/2001
What should be considered as my foreclosure date? I know for a fact that the last payment made was 10/2001.
My goal is to clean up my credit by July 03 and get a VA mortgage.
Thanks in advance
Welcome to the board. First question I would ask is who is the correct lender? I would suggest disputing with the CRA (s) that have incorrect lender info as not mine. U would also dispute with the other CRA (s) as not mine as well, with the understanding that I would use wrong information as a backup. Good luck to you in your efforts.
Remember renting is just like buying...Only for somebody else.
Professional Disclaimer: "Any advise that I provide concerning mortgages is generic only. You will need to speak with a mortgage professional about your specific situation"
insanity: doing the same thing over and over while expecting a different result
email is on