Furniture loan -What scores needed?
Page 1 of 3 1 2 3 LastLast
Results 1 to 10 of 24
  1. #1
    Join Date
    Feb 2003
    Posts
    9

    Furniture loan -What scores needed?

    Hi everybody.

    I need to get some furniture and I don't know if my credit would be good enough to get a loan.

    My FICO is at 596.

    I am looking at about a $3000 loan.

    Any idea of that is good enough, considering that the loan would be secured by the furniture?

    Would I be better off trying to get a loan through the bank instead of the furniture company?

    Thanks for any advice!


  2. #2
    Join Date
    Oct 2001
    Posts
    1,716

    Furniture loan -What scores needed?

    I was not able to get financing last year with a 672 score with no derogs, but then again, my credit utilization is horrible, so I don't know if that counts.


    L
    Tilting at windmills....

  3. #3
    Join Date
    Jul 2002
    Posts
    13

    Furniture loan -What scores needed?

    My husband was just approved 2 weeks ago for a 3000 furniture loan with Raymour and Flanigan. The bank that financed it was Wells Fargo Financial. His TU score (which they pulled) is a 600. We just got our new bedroom furniture delivered last weekend!

  4. #4
    Join Date
    Mar 2003
    Posts
    237

    Furniture loan -What scores needed?

    i got a 3500 revolving line of credit from a furniture store with a score in the 580's. it was handled by houselhold bank.
    Jason
    ===============================================
    Usefull FCRA related links:
    Click here for FCRA
    Click here for FTC FCRA opinion letters
    Usefull FDCPA links:
    Click here for FDCPA
    Click here for FTC FDCPA opinion letters

  5. #5
    Join Date
    Dec 2002
    Posts
    929

    Furniture loan -What scores needed?

    Which stores did you guys go to???

    We were approved through the roomstore (through Beneficial), but other than that, no luck. Rooms to go sucked. Our scores range from 590 to 660.
    Nik
    "It's all about the paper trail"

    EQ 549 05/02 -> 728 06/03
    TU 545 05/02 -> 619 02/03
    TU 627 02/03 FACO
    EX 633

  6. #6
    Join Date
    Mar 2003
    Posts
    237

    Furniture loan -What scores needed?

    it was a chain in detroit - Art Van
    Jason
    ===============================================
    Usefull FCRA related links:
    Click here for FCRA
    Click here for FTC FCRA opinion letters
    Usefull FDCPA links: