Called oc to settle debt they said they sold to Liberty Point. Haven't been able to contact by phone, machine says we are unable to answer the phone right now leave a message. Left message for them to call me. Had more recent ca letter dated 10/07, called them they said they sent it back to Liberty Point 5/08/08. Received letter in may from lawyer firm dated 5/09/08. Called them and they start asking me about my job and dependents, told them I wasn't going to answer those questions as I didn't understand how they pertained to this. I told them I was trying to find out who owned the account now, they said they represent their client FV-I, INC. I've never heard of them but looking on my Liberty Point letter it says Liberty Point Funding IV, LLC with no mention of FV-I, INC. Letter from lawyers office says RE: Creditor:FV-I, INC Your account number:xxxxx Original Creditor:First Usa Bank N.A. Original Account Number:xxxx Amount due:1 Account(s) for $1,180.71 I'm confused who owns this account and who I need to offer settlement to. Lawyers office hung up on me after telling me this is now with a lawyers office you do understand what the next step is. Liberty Points answering machine is kinda cheesy and sounds like they may be out of business. Has anybody heard of either of these ca's or how best to contact them.
O.k. just found out more information. First USA Bank N.A. sold to Liberty Point. Liberty Point closed and all of their collection accounts were being handled by FMS INC. FMS "cancelled" my account 5/8/08 and doesn't know where it went. Told me that whoever has it now will contact me about it to wait until then. Received letter in mail dated 5/9/08 from Law Office of Thomas Landis, Esq. in PA. Same old debt collection notice you get from all ca's with the info stated in my previous post. I know my next step should be to send a DV letter to them but what info. should I ask for. Any suggestions for a dv letter.
While I cannot comment about the individual issues, I have to congratulate you for refusing to disclose your job/dependents over the phone. This could be one of those scam jobs for which crooked collection outfits/their lawyers are known for.
If corporate records are online in your state you can find out who the JDB is. Chances are the JDB is affiliated with (as in owned by) the attorney (and perhaps a few golfing buddies). The little ones are often the ones that sue.
Job: Newspaper delivery. Dependants: 16, with a 17th on the way. Write down some names so you can recite them. Don't forget to mention the one in the electric wheelchair. You're not under oath, are you? ;>
