Anyone out there have any experience with SOL on cc debt in GA? I have been under the impression that GA sol is 4 years but when I met with a lawyer today he said it is 6 years from the date of last activity or date of last payment. Everything I find online and in the GA Code states 4 years...who is correct? Has anyone out there tried to argue SOL and did it fail even though you thought you were within guidelines?
Im trying to figure out whether to reach a settlement with the CA trying to collect ...and the SOL will factor in what I decide to do, or let them sue and defend based on SOL. The CA refused to validate but I'm also told that if it goes before a judge, it won't matter if they validate or not...so Im thinking my only hope is to argue out-of-statute. And if I do, will the judge even pay attention to SOL?