Hey guys, don't beat me for this. I was sitting hear thinking of a way to get CA accounts off our reports. My theory: If we settle with OC, how can the CA legally keep info on our report? The Oc has the abaility to report to the CRA. We have no liability to CA. Once you start dealingwith CA, you giv them power to update info on your report. Any words of wisdom here?? thx