Anyone know of a service that allows me to pull my reports (all 3) more often than once every 30 days? While DV'n, I'd like to keep track of things more often. Thanks.
I use Equifax. Its less then $9 a month. I am currently buying a home and I pull my reports every week. When I was in the process of cleaning up my credit, I pulled it every few days. I have been pretty happy with their service.
Keep in mind that DVing, won't alone change your report. Which is the reason for what is known as the 1-2 punch. 1) Send the CA the DV. 2) The second the CA receives the disputes, send the CRA the dispute. If you do them via facsimile you know that they were received the second that you receive the printout from the facsimile machine. (But the CAs forget that you have proof of receipt.) You can request a COMPLETE UPDATED REPORT showing the results of the dispute.
Mindcrime.. it is the Equifax Complete Advantage Plan. It was originally $17.95 a month and I paid that for 6 months. I heard a tip on talk radio about things you can do to save money and/or help you pay off other bills. One was to call some of the places you pay monthly and tell them you want to cancel. When they asked why, tell them the monthly service is too expensive. I did this with Equifax and they then offered me the same service for $8.98 a month to stay. Of course I took the deal because I had no intentions of actually cancelling.
