Gm Card Approval?? Denial??
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  1. #1
    Join Date
    Mar 2003
    Posts
    49

    Gm Card Approval?? Denial??

    I went to the GM web site and applied and I did not get an instant approval,rather a message that said "you will be hearing from us within 10-14 days". Is this the same as a denial? I know that they pulled my equifax report with a beacon of 704. Has anyone else gotten this message and was in fact approved? Thanks,Ritchie


  2. #2
    Join Date
    Apr 2000
    Posts
    6,494

    Gm Card Approval?? Denial??

    That happened to me. I called the 800 # minutes after applying. They put me on hold for a minute and came back approved. I then told them the limit was too small to do the transfer I wanted and they gave me another $2000 on the spot.

  3. #3
    Join Date
    Sep 2002
    Posts
    185

    Gm Card Approval?? Denial??

    I got the same thing and got an email a few days later that I was approved. I did the EQ dispute thing that artificially raised my score. My initial limit was $3000 but was raised to $5000 a month after I got the card.

  4. #4
    Join Date
    Sep 2002
    Posts
    1,565

    Re: Gm Card Approval?? Denial??

    Originally posted by janritch
    I went to the GM web site and applied and I did not get an instant approval,rather a message that said "you will be hearing from us within 10-14 days". Is this the same as a denial? I know that they pulled my equifax report with a beacon of 704. Has anyone else gotten this message and was in fact approved? Thanks,Ritchie
    when I applied I got an instant denial, for too many inqs. So considering what the other 2 posters said, good chance you are approved?

  5. #5
    Join Date
    Dec 2002
    Posts
    612

    Gm Card Approval?? Denial??

    How often does the card do a AR?
    -Pnwman

    TU FAKO 1/03 754>809
    EQ FICO 1/03 607>701
    EX FAKO 2/03 624>649> 666>661

  6. #6
    Join Date
    Nov 2002
    Posts
    948

    Re: Gm Card Approval?? Denial??

    I was instantly approved if it helps.
    www.artofcredit.com

  7. #7
    Join Date
    Sep 2002
    Posts
    185

    Gm Card Approval?? Denial??

    In 4 months I haven't had one yet even with the CLI.