Hi everyone I just received my Transunion file today. My GMAC auto loan is showing a profit and loss writeoff. Closed 03/2002, Charged off as bad debt. Current balance $0.
If I'm doing the BK in October and GMAC is contacting me for payment what should I do at this point? I wish to file earlier but I did a large cash advance last year and waiting for 12 months to pass. Thank you for any help you can give.
TU score: +541
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