has anyone dealt with companies that offer guaranteed loans (personal, bill consolidation etc.), like from Abacus or from IFS credit services? you have to pay a $10-25 membership-type fee to access their information. is it worth it???

General rule of thumb on these deals is if they want $$$ up front, then its not a good deal. Think about for a sec, you pay $25 to borrow $10K. Would any respectable company charge you to borrow funds?

Regards,
JP

makes sense. i would be buying a list of "maybe they will, maybe they won't." supposedly, such companies will refund your fee if not approved. a moron i know told me that you can restrict CRA's from giving out your info (he had some form from Lexis-nexis, a consumer database company). what's the scoop on this?

Janice,It is not worth it. There are many
companies out there that have some great
deal's without the "membership-type" fees.
Al

janice wrote:
-------------------------------
has anyone dealt with companies that offer guaranteed loans (personal, bill consolidation etc.), like from Abacus or from IFS credit services? you have to pay a $10-25 membership-type fee to access their information. is it worth it???

how is it that these companies can get a list of creditors that can offer you a "second chance" and us regular people can't? my eyes and wrists are a bit achy from surfing the web, plus i keep getting the same information/companies no matter what search phrases i use. any suggestions?