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Originally Posted by flacorps
I wonder if prbc.com could help this situation at this stage ... perhaps so. I would check out their website to see if there are any opportunities there.
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I first heard of prbc.com on this board, and thought it sounded like a great idea. It was described here as a company that collects your bill payment information and reports it to the credit bureaus.
Alas, according to their website, that isn't what they do:
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Does PRBC report payments to the "Big Three" bureaus, or offer a credit repair service?
No. PRBC does not report to other bureaus and we do not offer a credit repair service or "fix" information contained in your credit files at other bureaus. PRBC is a credit bureau, similar to the "Big Three" bureaus. However, credit reports and scores from the "Big Three" bureaus do not include on-time commonly recurring bill payments such as rent, insurance, cable, phone, remittances, day care, child support, and utilities. PRBC is the only credit bureau that enables individuals to build a credit file using self-reported payment data that isn't found in traditional credit reports.
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Good luck getting a creditor to pull a prbc report instead of a "Big Three" report.