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  1. #1
    CYA
    CYA is offline Member
    Join Date
    Apr 2001
    Posts
    82
    They sent me a form letter after I disputed some negative entries, stating that they refuse to investigate already verified disputes (verified in August). Understood. No problem...but I sent evidence that these entries are incorrect ie val letters and estoppel letters that I sent to each negative, along with a copy of certified eceipt card, and a statement that they failed to verify. They sent an old letter stating that they refuse to investigate already verified entries unless there is evidence. They are violating their own rules! I sent evidence! I say violation of FCRA, possible lawsuit. My plan (tell me what you think please):

    1. sent another letter reminding them that it has been 30 days, and they have not invetigated, certified,r/r, filmed puttng in envelope with evidence and giving to postal clerk.

    2. If they still refuse to investigate, file complaints with the ATT General, FTC, BBB.

    3. File small claims court lawsuit based on violations of FCRA.

    4. Apply for all credit, get refused based on Equifax report, get evidence.

    5. File lawsuit in Federal District Court for #4, and other damages.

  2. #2
    GEORGE is offline Senior Member
    Join Date
    Mar 2000
    Posts
    20,468

    Re: Help!Equifax refuses to investigate

    $1,000 EACH VIOLATION...I THINK.
    GEORGE~~A.K.A. RODNEY DANGERFIELD
    700 CLUB MEMBER
    86 POINTS TILL THE 800 CLUB
    Copyright © "RANDOM NUMBER GENERATOR"
    Copyright © BUMPAGE (STOLEN FROM LKH~~I WILL SHARE MY PROFITS)
    UYGF~Copyright © MarkLA/Quixote
    I'm not SHOUTING!!! You have CAPSLOCKAPHOBIA

  3. #3
    Pat
    Pat is offline Senior Member
    Join Date
    Apr 2001
    Posts
    949

    Re: Help!Equifax refuses to investigate

    Originally posted by CYA
    2. If they still refuse to investigate, file complaints with the ATT General, FTC, BBB.
    Why wait on this one. Do it now. Send the proof to the AG when you file the complaint. The more the merrier!
    ------------------------------------------
    Pat - Back in the 700 Club...

    If you think nobody cares if you're alive, try missing a couple of car payments.

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