Re: Help!! I am desperate for advice!!!
First welcome, next a lot of questions:
What kind of damage are you talking about? There is a reason why your scores are low; high debt to credit limit, app-o-rama, slow pay, no pay, charged off(s), judgment(s) etc. What is status of the four cards you “ruined”?
Applying for more credit will NOT help you at this stage so STOP APPLYING.
Are these FICO scores or FAKO scores?
If you are serious about getting out of this slump you need to understand what needs to done with the four cards you “ruined” (stopping more damage), come clean to yourself why you are in this situation (overspending, lack of income, economy etc.). Then you can come up with a plan for the future that doesn’t include credit limits at jewelers (they can’t put food on the table, or gas in your car, or pay a utility).
If you care to share a little more information regarding why the scores are so low there is a community of people here who can help.
Last edited by Desdemona; 02.25.2012 at 10:55.
Reason: spelling - opps %~)
Breathe In ~ Breathe Out ~ Move On