Here's my situation: I had one acct go from charged off to judgment (thanks to stupid Briggs & Baker that stole my money and never did a thing). Now the law firm sent me a letter stating that I have 10 days to contact them to inform them of my employer and regarding my intentions to pay this debt. If I don't respond, then they will proceed with "all available post-judgment remedies." First of all, I am in between jobs at the moment and cannot even afford to make any payments on this judgment and it is quite large ($10K+). What options do I have and what do you all suggest I do? Also, what did they mean when they said post-judgment remedies? I really don't want my CR to get any worse than it already is...
Post judgment remendy means they are going to take steps to collect. That can mean garnishment {if your state allows it} when you find a job, a lein on your house, attach your bank account, etc. Whatever your state allows. Look at your entire situation. Is bk an option?
How do I find out if employment income can be garnished in CA, and also if my bank accounts can be attached? I don't own my own home so I'm fine there and not worried about getting a lien.
I had a judgement for $1410. I called and asked if they would take less. The first person I spoke to wanted the $1410 + fees. Fees my ass. I told them good luck collecting and hung up. About a month later I received a call from another rep, who settled on $1000. tix