Thread: Hey Roni

Is Citibank coming up on your credit reports yet?? I just checked mine and hubby's on worthknowing.com and it isn't on TU yet. Just curious??

P.s. I saw your question to Citibank rep, gosh why didn't I think of that LOL. Anyway maybe we should post it fresh so it doesn't get lost in the older threads??

Mom

I havenot received a transunion report. They didnot respond to junum's update. Maybe Citi doesnot report to transunion? Discover doesnot (thankgod).

roni,

Yes my first citibank from 99 reports to TU and with your credit limit:)


Mom

Well transunion is probably slow with updates. Since it is on exq and exp, the problem is with tranunions snail-reporting.

roni

How long did it take to appear on Eq and Exp??

Got card on 10/1 approximately. Reported since beginning of November on both.

For all those concerned about Experian or Citibank or whoever is at fault with the whole non-reporting of credit limit on the experian report: is experian your most widely pulled report?

For me, over 90% of reports pulled are exclusively TU in Indiana. Lenders like Citi, Chase, AMEX, MBNA, etc. - all the good, prime lenders - ONLY pull that report. I did have AMEX pull Equifax when I first applied in 2/00, but that had to be because when they pulled TU and saw NO credit history, thought "Hmmm.. Insufficient established credit or just an incomplete TU report?? So they checked Equifax, saw that it actually was insufficient established credit, and of course, declined the application.

I am concerned with refinancing my car. They pulled Experian when I got my car. Exquifax by the way is my worst report. I would prefer no one pull that one. Transunion is my best. Yes, Chase and Citibank pulled Transunion. So, in that case it worked. But I sure am not relying on that hit or miss report pulling. The Bottom Line: I want it reported correctly.

roni.

Had your 90 days expired on your WorthKnowing report, so that you could get another free report. Or if not, how did you go about getting an updated report with them.

Lady

Go in and sign on, DELETE your current report and get a new one!! I have done this twice so far for hubby and me worked everytime. MP taught me this:)