I have the following credit report issues; 1. I have an electric Co. collection account for $98.00 from 10/97 but says last deliq on 10/99. What steps should I take to fix this. I can pay the $98.00 2.AT&T wireless for $750 from 8/97 but showing last reported on 5/99. Should I dispute and then pay?? I have similar issues with Household for $500 from 5-98 and from Providian for $800 from 7-98. I know there are alot of experts on this board and would appreciate the help. I am basically wondering the procedure I should follow for all of these??