Does anyone know how the CRA's actually validate stuff? do they send mail to the court/CA (and they have to respond in 30 days) or is it electronic? I have a couple judgements (that actually expire in about a year anyway), but im thinking about asking for validation and im curious what they will do. also, i have a tax lien from the state of indiana. (I've never been there, or lived there, but they are claiming its me) sounds like its going to be a big fight to get that one removed. how would they validate that one? they dont even have the right information for their tax department, so im thinking it will take longer than 30 days anyway
It has been my experience (3 times), that when a Trade Line (TL) gets within a few months of falling off the report, a letter to the CRB with the dispute "The account stated above is obsolete and should be deleted immediately" does work. I think that in that situation, it is just easier for the CRB to delete than go through the validation process. Good Luck
